Water experts dismissed Trump’s claims that California water policy is to blame for dry hydrants. But Los Angeles is also unprepared for the age of urban wildfires.

Industry officials warn of widespread economic damage on par with some of the biggest fire disasters in recent memory.

The wildfires that destroyed homes in multiple sections of the Los Angeles area will test California’s efforts to stabilize the state’s insurance marketplace after many insurers stopped issuing residential policies due to the high fire risk.