A 401(k) is worth it for most people, but are you one of them? There are seven pros and four cons to consider.

Many Baby Boomers heading into retirement are preparing for the possibility that their savings won’t stretch far enough.

There is no right way to retire. Many of today's workers will retire in stages, maintain a part-time job or consulting work, or otherwise stay professionally active.

Living comfortably during your golden years heavily depends on your ability to set up sources of retirement income that will augment modest Social Security payouts. Establishing retirement funds such ...

Being advised to max out your 401(k) is Personal Finance 101. But is that universally solid guidance? Tax-sheltered retirement plans offer the convenience of automatic investments and tax breaks — ...

Data shows that older Americans don't have a lot of money set aside for retirement. Without ample savings, you might struggle to keep up with your costs in light of Social Security cuts. There are ...

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Taking time for self-reflection can help individuals envision a future ...

Workplace retirement plans generally allow you to save the most money, using tax-deductible contributions. But they don’t offer many investment choices, or easy access to the money in case of a ...

During challenging financial times, people often consider withdrawing money from their 401(k) plans. Balances in 401(k) plans are deceiving. They are not like checking accounts where what you see is ...