If you think your retirement savings are sitting safely untouched, here's something you might not have considered. Over the ...

New federal rules are quietly turning workplace retirement plans into a more flexible source of cash for emergencies, medical needs and even long term care. The policy shift is meant to help workers ...

After George W. Bush won reelection in 2004, he famously decided to spend his political capital on an all-out effort to overhaul Social Security and oblige ordinary Americans to make investment ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

A 54-year-old with $4M in a 401(k) has eight times the average balance for people in their 50s. The rule of 55 allows penalty-free 401(k) withdrawals if you leave your job in the year you turn 55 or ...

Fidelity and Schwab have blocked third-party advisors from accessing 401(k) plans via credential sharing. Here's why, and what to do if your account is affected. Many, or all, of the products featured ...

Your 401(k) plan administrator provides you with investment options to choose from in your account. IRAs offer more flexibility in both investment options and early-withdrawal exceptions. The minimum ...

Contributing a lot to a 401(k) could help you build a solid retirement nest egg. You can also enjoy a huge tax break along the way. Be mindful of the pitfalls of 401(k)s and consider putting some of ...

Workplace retirement plans generally allow you to save the most money, using tax-deductible contributions. But they don’t offer many investment choices, or easy access to the money in case of a ...