Some small-business lenders offer loans to those with lower credit scores by basing decisions on revenue or business credit, but you might pay higher costs

A working capital loan is a short-term borrowing option that businesses use to finance their daily operational expenses without affecting long-term assets.

One of the biggest issues small business owners face is access to sufficient capital. Business owners who don’t research their options might end up depending on funds from sources that are impractical or illegal such as student loans, bad credit business ...

Large loans can be used for major investments in your business. You may need to meet strict criteria to qualify. NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It undergoes a thorough review process involving ...

Startup business loans are often offered to companies that have been in business for a short period of time and that haven’t reached an annual revenue of $300,000

Small business loans can be instrumental in helping businesses reach new heights. Getting approved for them, however, can sometimes be challenging for borrowers with lower personal credit scores (think scores below 670).

Although options may be somewhat limited, businesses with at least six months in operation can often get financing from online and community lenders. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

When you need to finance high-ticket items for your business, a long-term loan can spread payments out over several years or even decades, making payments more manageable. To help you shop for financing options,