In 2025, both annuities and certificates of deposit (CDs) offer attractive, guaranteed returns, especially as interest rates are expected to drop soon. If you're looking for a safe, fixed return on ...

An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash ...

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Last month, the Federal Reserve finally conducted its first rate cut of 2025, dropping its benchmark rate by 25 basis points after months of anticipation. This move marked the start of what many ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

It feels like déjà vu. Every time rates finally climb high enough to make saving money exciting, they don't stick around for long. And with the Fed hinting at cuts in September, today's "too good to ...

For many Americans, retirement savings begin and end with 401(k) plans or Roth IRAs. Though these are great retirement accounts and investment options, they aren’t the only ways you can build your ...

Most people are only dimly aware of annuities and how they can help them achieve their financial goals and help ensure they’ll have enough income and savings for retirement. About 79% of American ...

Understanding the nuances of how each product works is essential to determining whether they’re right for your financial goals — or how they might even work together. But comparing the ins and outs of ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But making a substantial move, like rolling over your 401(k) to an ...

So what is an annuity? Annuities are insurance company products that pay out at a fixed rate or amount of money in a series of payments instead of a lump sum payment. Their main function is to remove ...