Overdrawing your bank account isn’t fun — but it happens. When it does, one of the first questions people ask is: does overdraft affect your credit score? The short answer? Not directly. But there’s ...

Many are unaware of the real cost of being overdrawn. Certainly when I do telly money makeovers, people either never know or get the rate totally wrong. So if you are overdrawn it’s crucial to check ...

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. Herb Weisbaum, The ConsumerMan and ...

Q Can I request my credit-card company to let me pay off the part of the balance that has the highest interest rate FIRST? To be more specific, my purchase rate is 11.9 percent, but my checking ...