Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Freedom Debt Relief reports credit card limits aren’t keeping pace with debt, stressing residents in Kentucky, Alabama, and ...

Using personal loans to pay off credit card debt doesn't come without risk, however. Here are a few cons to consider before you apply for one. Personal loans could lead to more debt.

Paying off credit card debt with a personal loan may not be right for you if you’re overwhelmed by debt. Before you use a personal loan to pay off debt, review your spending habits.