The average credit score in America is 715. Find out how yours compares in this full report by Motley Fool Money.

Learn how credit scores influence car loan interest rates in 2025.

Paying accounts on time, fixing errors, and lowering your credit utilization could raise your credit score by 50-plus points pretty fast. Here's how to do it.

Chisel Away at Your Balance ASAP Because 30% of your FICO score is determined by the amount you owe, it’s better to have a lower balance, particularly if you have a high credit utilization rate ...

A credit score of 850 stands as the ultimate benchmark of creditworthiness. Both the FICO and VantageScore systems recognize this score as the highest possible, signifying near-perfect credit ...

Fair: 601-660 Good: 670-739 Very good: 740-799 Exceptional: 800-850 Based on this scoring system, the average American has a good credit score. But, average credit scores varies by location and age.

Common reasons for a credit score drop According to Rick Eicheldinger, a certified financial planner and the director of financial planning at Facet, a credit score consists of a few factors ...

That credit score impact could be as much as 100 points." Let's take a look at an example of just how much a missed or late credit card payment could affect your credit score.

Very poor: 300 to 579 Fair: 580 to 669 Good: 670 to 739 Very good: 740 to 799 Excellent: 800 to 850 With a 705 credit score, you will likely qualify for a variety of credit products and loans but ...