My husband and I are making great progress in paying off almost $100,000 in debt from student loans and a car loan using your debt snowball system. Our current combined income is $90,000 a year. He ...

To wield the strength of your income, Ramsey referred to, he said, it’s crucial to pay off debt. Cruze recommended that a ...

Key Points Dave Ramsey says a decade of disciplined habits beats a lifetime of half-measures. His debt-snowball strategy ...

The bad news is we’ve got $18,000 in student loan debt, $6,000 in credit card debt and $3,000 to pay off from a car repossession a few years ago. How do you recommend my husband and I manage our ...

Hunter, a newlywed husband from Cincinnati, called into The Ramsey Show seeking advice on knocking out debt as a couple. He explained that while he personally had no debt, his wife had student loans ...

My husband and I make $180,000 a year combined. Right now, we’re working on our debt snowball. We’re almost debt-free except for our home, but we still have a little bit left on two car payments and ...

DEAR DAVE: Is it ever okay to pull money out of your emergency fund to pay off your home? My husband and I were talking about ...

A couple approaching 40 with $86,000 in debt and a $200,000 household income called into The Dave Ramsey Show in March 2026 asking a question that reveals a common panic response to late-start ...

Q. Is it ever OK to pull money out of your emergency fund to pay off your home? My husband and I were talking about this the other day, because ...