Saving enough money for retirement can be a challenge no matter who you are, but it’s a challenge worth tackling early and sticking with for a lifetime. To make the process easier — and more lucrative ...

An individual retirement account (IRA) is a versatile personal savings plan designed to help Americans save for retirement, offering tax benefits along the way. If you've heard about IRAs but never ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Considering a gold IRA? Learn the pros, cons, fees and risks, plus how gold compares with cash and physical gold for retirement savings.

Ideally, you'd approach retirement savings from multiple angles.

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An individual retirement account (IRA) is a type of savings account that offers tax benefits for retirement savings in the ...

The two main IRA types are traditional and Roth, and they differ in their tax treatment. Roth IRAs are funded with after-tax dollars and offer tax-free growth. Traditional IRAs are funded with pretax ...

Learn the updated 2025 backdoor Roth IRA strategy step‑by‑step—from contribution limits and MAGI thresholds to tax filing and avoiding pro‑rata rule traps.