Setting up a 401(k) comes with costs and considerations, but experts say it's the best choice, especially for employers ...

For Americans ages 45 to 54, the median 401(k) balance is just $67,769 according to Vanguard’s How America Saves Report. This ...

(k) cathc up contributions. Ignoring these changes could get you in trouble with the IRS or cause a suprise tax bill.

With increases to contribution limits for 401(k)s, IRAs, and HSAs this year, savers can set aside more of their money toward ...

After delaying a rule requiring high-income 401(k) savers aged 50 or older to make catch-up contributions in Roth accounts, the IRS has signaled that it will take effect starting next year. Industry ...

Both a HSA and a 401(k) are for tax-advantaged savings—the former for health expenses only, and the latter for retirement.

Small business owners can boost employee recruitment and retention and help themselves and their workers save for retirement by establishing a 401(k) plan. These plans can only be set up by employers, ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

A 401(k) is an important saving tool for investors of all ages. Most 401(k) plans include what is known as a match and you should take full advantage of it if your plan has one. The best part of the ...