Joint bank accounts are convenient, but they may also create Social Security benefit risks that retirees overlook.

There are federal rules that shield Social Security from creditors, but you may need to prove it to your bank first.

The order calls for regulators to account for what it describes as risks posed by foreign consular ID cards often used by immigrants without U.S.-issued identification to open bank accounts ...

Social Security is protected from most debt collectors, but that doesn't always extend to the bank account it's in.