But why are credit card interest rates so high right now? It has a lot to do with where the economy stands, how the Federal Reserve sets rates and the way credit card companies manage risk.

Credit card interest rates stand near a record high. Americans' credit card debt has hit a record high, the Federal Reserve of New York said in a report released this week. Credit card debt ...

The average credit card interest rate is 25.37%, according to Forbes Advisor’s weekly credit card rates report.

Historically high interest rates and falling late-payment rates suggest that credit card issuers are tightening their ...

APR is the interest you're charged for borrowing against your limit, and some cards have lower interest rates than others. Select breaks down which credit cards have the best interest rates.

A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

There are several ways to lower your credit card interest rate, including by calling your card issuer to negotiate a lower rate.

Finder.com reports that BNPL can be cheaper short-term than credit cards, but credit cards offer more consumer protections ...

While credit card debt for May 2025 technically set a record, topping May 2024 by 3 percent, it actually marks an 8 percent ...

If you are unable to pay off your balance just yet, there is a way to try and trim what you owe moving forward.

Rewards cards usually have high interest rates, so the only smart way to use one is as a convenience: Charge only what you ...