Income limits vary by bankruptcy type, state, and household size, but they're typically higher than people expect.

Robert Kiyosaki outlined four income quadrants that show how people earn money and why investing and business ownership can lead to financial freedom.

But $1 million no longer makes you ‘affluent,’ defined as being in the top 10% of U.S. households. Now it requires a net worth of at least $1.8 million or an annual income of $210,000. So, of 23 million Americans who are millionaires, only 12.2 million qualify as ‘affluent.’

Passive income is about making your money work for you and typically involves an initial investment of time, effort or capital. Strategies for building your passive income portfolio include investment-driven options, like stocks and real estate, as well as resource-based avenues like digital products and content creation.

But $1 million no longer makes you ‘affluent,’ defined as being in the top 10% of U.S. households. Now it requires a net worth of at least $1.8 million or an annual income of $210,000. So, of 23 million Americans who are millionaires, only 12.2 million qualify as ‘affluent.’

JPMorgan Equity Premium Income ETF (NYSEARCA:JEPI) has become a retiree favorite with its 8.21% yield and monthly distributions. The $41.5 billion fund delivers income through a covered call strategy using equity-linked notes (ELNs),

Roundhill WeeklyPay Universe ETF shows negative returns, high volatility, 20-24 holdings, NAV erosion, and weak DRIP recovery. Find out why WPAY ETF is a sell.

Realty Income ( O 0.07%) is one of the largest and most popular real estate investment trusts (REITs). A big driver of its popularity is its high-yielding and steadily rising monthly dividend. The REIT enters 2026 with a 5.8% yield and a streak of 113 consecutive quarterly increases.