Each of these borrowing tools has its place-and its traps. Here's what really works in your favour and what doesn't.

Before taking a personal loan, understand key factors like interest rates, repayment capacity, eligibility, and lender ...

Managing expenses through instalments can be convenient, but it’s important to know what you’re signing up for. Should you go for a personal loan or a credit card EMI when you need quick funds? Let’s ...

You generally should avoid closing accounts if your scores aren’t great or if you’re in the market for a major loan, such as a mortgage.

Check out the best Citi credit cards of 2025, chosen by CNN Underscored’s credit card expert Kyle Olsen. Compare top Citi cards for travel, cash back and everyday rewards to find the right fit for ...

But some of the smartest financial moves take an hour or less. That’s the spirit of a report from AARP titled, “9 Smart ...

My prior excellent credit rating has suffered due to late payments because of this. I’d like to simplify my finances by getting rid of extra credit cards, but this will negatively affect my rating ...

A personal loan usually carries a lower annual interest rate than a credit card EMI. With a personal loan, you get a fixed ...

Taking a personal loan can be a smart way to meet major life expenses—but only if managed wisely. Planning your EMIs, interest costs, and repayment timeline carefully can help you stay debt-free and ...

The Wells Fargo Reflect offers one of the longest intro APR periods you can find. Learn why it's our favorite way to finance big purchases today.

Banks are offering fee waivers, personal loans, and assistance as the government shutdown continues, and millions of federal employees have gone without at least one paycheck.

Money expert Dasha Kennedy defied personal finance norms -- and still got richer. Discover how breaking rules helped her ...