Individuals for whom we have a valid mailing address will receive a direct notification letter if their data may have been impacted. If you have questions or think you may be impacted, please call ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums.

Overall, IdentityWorks stands out as an excellent choice for individuals seeking a comprehensive and user-friendly identity ...

There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve ...

Jewelry has proven to be a bright spot, consistently outperforming other categories like leather goods and ready-to-wear.

OpenAI ChatGPT analyzed housing metrics, credit data, census tables, and more to decode how the age at which Americans sign ...

Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, ...

A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

As more people fund their purchases with BNPL loans, they’re starting to appear on credit reports, but they won’t affect your ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...