The scam calls about your car’s extended warranty (you know, the one you never signed up for) seem to be finally waning. But if scammers aren’t calling, they’re texting, and their texts are usually encouraging you to act fast because of some unpaid bill or expired registration.

Hackers have set up over 10,000 fake websites to keep smishing scams going and target both iPhone and Android users with texts. Kurt the CyberGuy shares how to defend yourself.