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13:38
NDTV
Rishika Baruah
Home Loan Rates At A New Low: Best Time To Buy?
The State bank of India and Kotak Mahindra Bank have cut interest rates on home loans. SBI is now offering home loans of upto 75 lakhs at 6.7% to salaried women borrowers; this is the cheapest ever rate offered by the bank. Tonight, on FYI, we discuss is this the best time to buy a home? Is this a short-term push to boost demand for home loans?
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10 things you should know when buying your home. -Check your credit score early – the higher it is, the better your mortgage options. - Save for a solid down payment – even a small extra percentage can reduce monthly payments. - Know your budget – include taxes, insurance, and maintenance, not just the loan. - Use tools like Fincast – upload your Loan Estimate and lenders compete to offer better rates and terms, without new credit pulls or extra applications. - Read the fine print – prepayment p
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