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An #annuity is like a privately funded pension plan. You fund it with a lump sum, which can come from cash in the bank or an IRA / 401k rollover. After funding an annuity, you can take #retirementincome out right away or defer for a few years. Each year you defer, your guaranteed #retirement income increase, almost like social security. The annuity #cashflow is locked in for life and never goes down. Even if the stock market crashes or you live until 100. Your monthly annuity paycheck keeps comi
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